{"id":359904,"date":"2025-06-18T12:52:45","date_gmt":"2025-06-18T10:52:45","guid":{"rendered":"https:\/\/www.monsieurhugo.com\/blog\/?p=359904"},"modified":"2026-01-20T15:42:17","modified_gmt":"2026-01-20T14:42:17","slug":"changer-assurance-emprunteur","status":"publish","type":"post","link":"https:\/\/www.monsieurhugo.com\/blog\/2025\/06\/18\/changer-assurance-emprunteur\/","title":{"rendered":"Changer facilement d&rsquo;assurance emprunteur"},"content":{"rendered":"\n[et_pb_section fb_built=\u00a0\u00bb1&Prime; _builder_version=\u00a0\u00bb4.16&Prime; hover_enabled=\u00a0\u00bb0&Prime; da_disable_devices=\u00a0\u00bboff|off|off\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb theme_builder_area=\u00a0\u00bbpost_content\u00a0\u00bb sticky_enabled=\u00a0\u00bb0&Prime; da_is_popup=\u00a0\u00bboff\u00a0\u00bb da_exit_intent=\u00a0\u00bboff\u00a0\u00bb da_has_close=\u00a0\u00bbon\u00a0\u00bb da_alt_close=\u00a0\u00bboff\u00a0\u00bb da_dark_close=\u00a0\u00bboff\u00a0\u00bb da_not_modal=\u00a0\u00bbon\u00a0\u00bb da_is_singular=\u00a0\u00bboff\u00a0\u00bb da_with_loader=\u00a0\u00bboff\u00a0\u00bb da_has_shadow=\u00a0\u00bbon\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb theme_builder_area=\u00a0\u00bbpost_content\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb theme_builder_area=\u00a0\u00bbpost_content\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb theme_builder_area=\u00a0\u00bbpost_content\u00a0\u00bb hover_enabled=\u00a0\u00bb0&Prime; sticky_enabled=\u00a0\u00bb0&Prime;]<h2 style=\"text-align: center;\">Simulateur 100% gratuit, sans engagement, r\u00e9sultat imm\u00e9diat<\/h2>[\/et_pb_text][et_pb_code _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb theme_builder_area=\u00a0\u00bbpost_content\u00a0\u00bb]<iframe <!-- [et_pb_line_break_holder] -->    src=\u00a0\u00bbhttps:\/\/www.magnolia.fr\/comparer-assurance-pret-immobilier?utm_source=MonsieurHugo&#038;whiteLabel=true\u00a0\u00bb <!-- [et_pb_line_break_holder] -->    frameborder=\u00a0\u00bb0&Prime; <!-- [et_pb_line_break_holder] -->    style=\u00a0\u00bbwidth:100%; height:900px; border:none;\u00a0\u00bb><!-- [et_pb_line_break_holder] --><\/iframe>[\/et_pb_code][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb hover_enabled=\u00a0\u00bb0&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb theme_builder_area=\u00a0\u00bbpost_content\u00a0\u00bb sticky_enabled=\u00a0\u00bb0&Prime;]<h2 class=\"text-2xl font-bold mt-1 text-text-100\" level=\"1\">Assurance emprunteur : Vous perdez peut-\u00eatre 25 000\u20ac sans le savoir<\/h2>\n<p class=\"whitespace-normal break-words\"><strong>Jusqu&rsquo;\u00e0 25 000\u20ac d&rsquo;\u00e9conomies sur le co\u00fbt total de votre cr\u00e9dit immobilier.<\/strong> C&rsquo;est ce que r\u00e9v\u00e8le notre derni\u00e8re \u00e9tude sur l&rsquo;assurance emprunteur en 2025. Pourtant, 85% des propri\u00e9taires bailleurs continuent de payer leur assurance au prix fort, sans m\u00eame le savoir.<\/p>\n<h2 class=\"text-xl font-bold text-text-100 mt-1 -mb-0.5\" level=\"2\">Vous aussi, vous avez sign\u00e9 les yeux ferm\u00e9s ?<\/h2>\n<p class=\"whitespace-normal break-words\">Vous vous souvenez de votre dernier achat immobilier ? Entre la n\u00e9gociation du prix, les visites, le dossier de financement&#8230; l&rsquo;assurance emprunteur \u00e9tait probablement le dernier de vos soucis.<\/p>\n<p class=\"whitespace-normal break-words\"><strong>\u00ab\u00a0Pas de probl\u00e8me, on prend celle de la banque, c&rsquo;est plus simple.\u00a0\u00bb<\/strong><\/p>\n<p class=\"whitespace-normal break-words\">Vous n&rsquo;\u00eates pas seul. 73% des investisseurs consid\u00e8rent que changer d&rsquo;assurance emprunteur est \u00ab\u00a0trop complexe\u00a0\u00bb, selon notre \u00e9tude 2025. Cette simplicit\u00e9 apparente vous co\u00fbte en r\u00e9alit\u00e9 tr\u00e8s cher.<\/p>\n<h2 class=\"text-xl font-bold text-text-100 mt-1 -mb-0.5\" level=\"2\">Un budget qui explose en silence<\/h2>\n<p class=\"whitespace-normal break-words\">Chaque mois, vous payez entre 20% et 40% du co\u00fbt de votre cr\u00e9dit&#8230; uniquement en assurance emprunteur.<\/p>\n<p class=\"whitespace-normal break-words\"><strong>Sur un pr\u00eat de 200 000\u20ac, cela repr\u00e9sente entre 15 000\u20ac et 35 000\u20ac sur 20 ans.<\/strong><\/p>\n<p class=\"whitespace-normal break-words\">C&rsquo;est comme si vous signiez un ch\u00e8que \u00e0 perte chaque mois, sans m\u00eame vous en rendre compte. Pour un propri\u00e9taire bailleur percevant 12 000\u20ac de loyers annuels, une assurance \u00e0 1 500\u20ac par an repr\u00e9sente 12,5% de ses revenus locatifs.<\/p>\n<p class=\"whitespace-normal break-words\"><strong>Concr\u00e8tement, cela peut r\u00e9duire votre rentabilit\u00e9 jusqu&rsquo;\u00e0 1,5 point.<\/strong><\/p>\n<p class=\"whitespace-normal break-words\">C&rsquo;est \u00e9nome !<\/p>\n<p class=\"whitespace-normal break-words\">C&rsquo;est la cl\u00e9s de r\u00e9ussite entre un investissement rentable et un investissement m\u00e9diocre.<\/p>\n<h2 class=\"text-xl font-bold text-text-100 mt-1 -mb-0.5\" level=\"2\">Le pi\u00e8ge invisible de l&rsquo;assurance bancaire<\/h2>\n<p class=\"whitespace-normal break-words\">Pourquoi cette situation persiste-t-elle ? Parce que les banques ont cr\u00e9\u00e9 un v\u00e9ritable labyrinthe administratif autour de l&rsquo;assurance emprunteur.<\/p>\n<p class=\"whitespace-normal break-words\"><strong>Les obstacles sont nombreux :<\/strong><\/p>\n<ul class=\"[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc space-y-1.5 pl-7\" depth=\"0\">\n<li class=\"whitespace-normal break-words\" index=\"0\">18 crit\u00e8res techniques d&rsquo;\u00e9quivalence des garanties<\/li>\n<li class=\"whitespace-normal break-words\" index=\"1\">D\u00e9lais de traitement volontairement rallong\u00e9s (4 \u00e0 6 mois parfois)<\/li>\n<li class=\"whitespace-normal break-words\" index=\"2\">Information tronqu\u00e9e sur vos droits<\/li>\n<li class=\"whitespace-normal break-words\" index=\"3\">Menaces d\u00e9guis\u00e9es de r\u00e9vision des conditions de cr\u00e9dit<\/li>\n<\/ul>\n<p class=\"whitespace-normal break-words\"><strong>R\u00e9sultat ?<\/strong> 15% des demandes de changement sont refus\u00e9es pour des motifs non l\u00e9gitimes, malgr\u00e9 la loi Lemoine qui vous prot\u00e8ge.<\/p>\n<p class=\"whitespace-normal break-words\">Le plus r\u00e9voltant ? Moins de 40% des bailleurs connaissent la d\u00e9ductibilit\u00e9 fiscale des primes d&rsquo;assurance emprunteur de leurs revenus fonciers. Un avantage qui peut r\u00e9duire de 30% le co\u00fbt net de votre assurance.<\/p>\n<h2 class=\"text-xl font-bold text-text-100 mt-1 -mb-0.5\" level=\"2\">Ce que vous perdez en restant passif<\/h2>\n<p class=\"whitespace-normal break-words\">Chaque ann\u00e9e qui passe sans optimiser votre assurance, c&rsquo;est de l&rsquo;argent d\u00e9finitivement perdu.<\/p>\n<p class=\"whitespace-normal break-words\"><strong>L&rsquo;UFC-Que Choisir l&rsquo;a calcul\u00e9 :<\/strong> l&rsquo;\u00e9conomie moyenne est de 5 137\u20ac par dossier, avec des variations selon l&rsquo;\u00e2ge :<\/p>\n<ul class=\"[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc space-y-1.5 pl-7\" depth=\"0\">\n<li class=\"whitespace-normal break-words\" index=\"0\">4 520\u20ac pour les 26-35 ans<\/li>\n<li class=\"whitespace-normal break-words\" index=\"1\">12 530\u20ac pour les couples de 36-45 ans<\/li>\n<\/ul>\n<p class=\"whitespace-normal break-words\"><strong>Ces sommes auraient pu financer :<\/strong><\/p>\n<ul class=\"[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc space-y-1.5 pl-7\" depth=\"0\">\n<li class=\"whitespace-normal break-words\" index=\"0\">Les travaux de r\u00e9novation de votre bien<\/li>\n<li class=\"whitespace-normal break-words\" index=\"1\">Un apport pour votre prochain investissement<\/li>\n<li class=\"whitespace-normal break-words\" index=\"2\">Simplement am\u00e9liorer votre qualit\u00e9 de vie<\/li>\n<\/ul>\n<p class=\"whitespace-normal break-words\">Je me souviens d&rsquo;un client, Marc, propri\u00e9taire de 3 biens locatifs en Normandie. En optimisant ses assurances emprunteurs, il a \u00e9conomis\u00e9 18 000\u20ac sur l&rsquo;ensemble de ses cr\u00e9dits. De quoi financer enti\u00e8rement la r\u00e9novation de sa cuisine et augmenter la valeur locative de son bien.<\/p>\n<h2 class=\"text-xl font-bold text-text-100 mt-1 -mb-0.5\" level=\"2\">La solution existe : un simulateur r\u00e9volutionnaire<\/h2>\n<p class=\"whitespace-normal break-words\"><strong>Bonne nouvelle :<\/strong> depuis la loi Lemoine, changer d&rsquo;assurance emprunteur est devenu un jeu d&rsquo;enfant.<\/p>\n<p class=\"whitespace-normal break-words\">Nous avons d\u00e9velopp\u00e9 avec Magnolia (le leader de l&rsquo;assurance emprunteur en France) un simulateur gratuit qui <strong>en 2 minutes chrono<\/strong> vous indique exactement combien vous pouvez \u00e9conomiser.<\/p>[\/et_pb_text][et_pb_code _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb theme_builder_area=\u00a0\u00bbpost_content\u00a0\u00bb]<iframe <!-- [et_pb_line_break_holder] -->    src=\u00a0\u00bbhttps:\/\/www.magnolia.fr\/comparer-assurance-pret-immobilier?utm_source=MonsieurHugo&#038;whiteLabel=true\u00a0\u00bb <!-- [et_pb_line_break_holder] -->    frameborder=\u00a0\u00bb0&Prime; <!-- [et_pb_line_break_holder] -->    style=\u00a0\u00bbwidth:100%; height:900px; border:none;\u00a0\u00bb><!-- [et_pb_line_break_holder] --><\/iframe>[\/et_pb_code][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb theme_builder_area=\u00a0\u00bbpost_content\u00a0\u00bb]<p class=\"whitespace-normal break-words\"><strong>Pourquoi ce simulateur change tout :<\/strong><\/p>\n<ul class=\"[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc space-y-1.5 pl-7\" depth=\"0\">\n<li class=\"whitespace-normal break-words\" index=\"0\">100% en ligne, sans rendez-vous<\/li>\n<li class=\"whitespace-normal break-words\" index=\"1\">R\u00e9sultat imm\u00e9diat et personnalis\u00e9<\/li>\n<li class=\"whitespace-normal break-words\" index=\"2\">Comparaison avec plus de 15 assureurs<\/li>\n<li class=\"whitespace-normal break-words\" index=\"3\">Aucun engagement, aucun d\u00e9marchage<\/li>\n<\/ul>\n<p class=\"whitespace-normal break-words\">Vous gardez le contr\u00f4le total, sans subir de pression commerciale.<\/p>\n<h2 class=\"text-xl font-bold text-text-100 mt-1 -mb-0.5\" level=\"2\">Cas pratique : l&rsquo;impact sur votre rentabilit\u00e9<\/h2>\n<p class=\"whitespace-normal break-words\">Prenons l&rsquo;exemple concret de Monsieur Dupont, 42 ans, qui investit dans un T3 \u00e0 250 000\u20ac :<\/p>\n<p class=\"whitespace-normal break-words\"><strong>Situation actuelle (assurance bancaire) :<\/strong><\/p>\n<ul class=\"[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc space-y-1.5 pl-7\" depth=\"0\">\n<li class=\"whitespace-normal break-words\" index=\"0\">Loyer : 1 000\u20ac\/mois (12 000\u20ac\/an)<\/li>\n<li class=\"whitespace-normal break-words\" index=\"1\">Assurance emprunteur : 1 800\u20ac\/an (taux 0,32%)<\/li>\n<li class=\"whitespace-normal break-words\" index=\"2\">Rentabilit\u00e9 brute : 4,8%<\/li>\n<li class=\"whitespace-normal break-words\" index=\"3\">Rentabilit\u00e9 nette apr\u00e8s imp\u00f4ts : 2,1%<\/li>\n<\/ul>\n<p class=\"whitespace-normal break-words\"><strong>Situation optimis\u00e9e (d\u00e9l\u00e9gation d&rsquo;assurance) :<\/strong><\/p>\n<ul class=\"[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc space-y-1.5 pl-7\" depth=\"0\">\n<li class=\"whitespace-normal break-words\" index=\"0\">Loyer : 1 000\u20ac\/mois (12 000\u20ac\/an)<\/li>\n<li class=\"whitespace-normal break-words\" index=\"1\">Assurance emprunteur : 750\u20ac\/an (taux 0,15%)<\/li>\n<li class=\"whitespace-normal break-words\" index=\"2\"><strong>\u00c9conomie annuelle : 1 050\u20ac<\/strong><\/li>\n<li class=\"whitespace-normal break-words\" index=\"3\">Rentabilit\u00e9 brute : 4,8%<\/li>\n<li class=\"whitespace-normal break-words\" index=\"4\"><strong>Rentabilit\u00e9 nette apr\u00e8s imp\u00f4ts : 2,8%<\/strong><\/li>\n<\/ul>\n<p class=\"whitespace-normal break-words\"><strong>Gain sur 20 ans : 21 000\u20ac<\/strong> + l&rsquo;avantage fiscal de d\u00e9ductibilit\u00e9 des primes.<\/p>\n<p class=\"whitespace-normal break-words\">Cette optimisation fait passer sa rentabilit\u00e9 nette de 2,1% \u00e0 2,8%, soit un gain de 0,7 point. De quoi transformer un investissement moyen en investissement excellent.<\/p>\n<h2 class=\"text-xl font-bold text-text-100 mt-1 -mb-0.5\" level=\"2\">Imaginez r\u00e9cup\u00e9rer 15 000\u20ac en quelques clics<\/h2>\n<p class=\"whitespace-normal break-words\">Fermez les yeux un instant.<\/p>\n<p class=\"whitespace-normal break-words\">Imaginez recevoir un virement de 15 000\u20ac sur votre compte. Sans rien changer \u00e0 vos mensualit\u00e9s, sans changer de banque, sans paperasse administrative.<\/p>\n<p class=\"whitespace-normal break-words\"><strong>C&rsquo;est exactement ce qui vous attend<\/strong> en optimisant votre assurance emprunteur.<\/p>\n<p class=\"whitespace-normal break-words\">Ces 15 000\u20ac, c&rsquo;est :<\/p>\n<ul class=\"[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc space-y-1.5 pl-7\" depth=\"0\">\n<li class=\"whitespace-normal break-words\" index=\"0\">1 an et demi de vacances en famille<\/li>\n<li class=\"whitespace-normal break-words\" index=\"1\">L&rsquo;apport pour votre prochain investissement<\/li>\n<li class=\"whitespace-normal break-words\" index=\"2\">La tranquillit\u00e9 de savoir que vous optimisez votre patrimoine<\/li>\n<\/ul>\n<p class=\"whitespace-normal break-words\">Un autre client,<strong> Sophie, a \u00e9conomis\u00e9 13 300\u20ac sur son cr\u00e9dit<\/strong> de r\u00e9sidence secondaire. Elle a utilis\u00e9 cette somme pour cr\u00e9er un studio ind\u00e9pendant dans son jardin, qu&rsquo;elle loue aujourd&rsquo;hui 600\u20ac\/mois. Son \u00ab\u00a0erreur\u00a0\u00bb d&rsquo;assurance s&rsquo;est transform\u00e9e en source de revenus suppl\u00e9mentaires.<\/p>\n<h2 class=\"text-xl font-bold text-text-100 mt-1 -mb-0.5\" level=\"2\">Agissez maintenant, r\u00e9cup\u00e9rez votre argent<\/h2>\n<p class=\"whitespace-normal break-words\"><strong>Le temps, c&rsquo;est de l&rsquo;argent.<\/strong> Litt\u00e9ralement.<\/p>\n<p class=\"whitespace-normal break-words\">Chaque mois qui passe sans optimiser votre assurance, c&rsquo;est de l&rsquo;argent qui sort d\u00e9finitivement de votre poche.<\/p>[\/et_pb_text][et_pb_code _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb theme_builder_area=\u00a0\u00bbpost_content\u00a0\u00bb]<iframe <!-- [et_pb_line_break_holder] -->    src=\u00a0\u00bbhttps:\/\/www.magnolia.fr\/comparer-assurance-pret-immobilier?utm_source=MonsieurHugo&#038;whiteLabel=true\u00a0\u00bb <!-- [et_pb_line_break_holder] -->    frameborder=\u00a0\u00bb0&Prime; <!-- [et_pb_line_break_holder] -->    style=\u00a0\u00bbwidth:100%; height:900px; border:none;\u00a0\u00bb><!-- [et_pb_line_break_holder] --><\/iframe>[\/et_pb_code][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb theme_builder_area=\u00a0\u00bbpost_content\u00a0\u00bb]<p class=\"whitespace-normal break-words\"><strong>Ce que vous obtenez en 2 minutes :<\/strong><\/p>\n<ul class=\"[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc space-y-1.5 pl-7\" depth=\"0\">\n<li class=\"whitespace-normal break-words\" index=\"0\">Calcul pr\u00e9cis de vos \u00e9conomies potentielles<\/li>\n<li class=\"whitespace-normal break-words\" index=\"1\">Comparatif d\u00e9taill\u00e9 des meilleures offres du march\u00e9<\/li>\n<li class=\"whitespace-normal break-words\" index=\"2\">Devis personnalis\u00e9 sans engagement<\/li>\n<li class=\"whitespace-normal break-words\" index=\"3\">Accompagnement expert si vous le souhaitez<\/li>\n<\/ul>\n<p class=\"whitespace-normal break-words\"><strong>La loi Lemoine vous prot\u00e8ge :<\/strong> r\u00e9siliation \u00e0 tout moment, sans frais, sans p\u00e9nalit\u00e9s. Les banques ont 10 jours maximum pour traiter votre demande.<\/p>\n<p class=\"whitespace-normal break-words\"><strong>Vous avez tout \u00e0 y gagner, rien \u00e0 perdre.<\/strong><\/p>\n<p class=\"whitespace-normal break-words\">Vos finances vous remercieront. Votre rentabilit\u00e9 aussi.<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]\n","protected":false},"excerpt":{"rendered":"<p>Simulateur 100% gratuit, sans engagement, r\u00e9sultat imm\u00e9diatAssurance emprunteur : Vous perdez peut-\u00eatre 25 000\u20ac sans le savoir Jusqu&rsquo;\u00e0 25 000\u20ac d&rsquo;\u00e9conomies sur le co\u00fbt total de votre cr\u00e9dit immobilier. C&rsquo;est ce que r\u00e9v\u00e8le notre derni\u00e8re \u00e9tude sur l&rsquo;assurance emprunteur en 2025. Pourtant, 85% des propri\u00e9taires bailleurs continuent de payer leur assurance au prix fort, sans [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":359911,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[61],"tags":[],"class_list":["post-359904","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gestion-locative"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Changer facilement d&#039;assurance emprunteur - Monsieur Hugo<\/title>\n<meta name=\"description\" content=\"comment changer d&#039;assurance emprunteur facilement avec la loi Lemoine\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.monsieurhugo.com\/blog\/2025\/06\/18\/changer-assurance-emprunteur\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Changer facilement d&#039;assurance emprunteur - 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