{"id":351931,"date":"2019-10-22T09:30:00","date_gmt":"2019-10-22T07:30:00","guid":{"rendered":""},"modified":"2026-01-20T15:42:50","modified_gmt":"2026-01-20T14:42:50","slug":"credit-immobilier-qui-sont-les","status":"publish","type":"post","link":"https:\/\/www.monsieurhugo.com\/blog\/2019\/10\/22\/credit-immobilier-qui-sont-les\/","title":{"rendered":"Cr\u00e9dit immobilier : qui sont les chouchous des banques ?"},"content":{"rendered":"

[et_pb_section fb_built=\u00a0\u00bb1″ _builder_version=\u00a0\u00bb3.22″][et_pb_row _builder_version=\u00a0\u00bb3.25″ background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb3.25″ custom_padding=\u00a0\u00bb|||\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.4.9″ background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb hover_enabled=\u00a0\u00bb0″]<\/p>\n

Malgr\u00e9 les premi\u00e8res remont\u00e9es de taux constat\u00e9es, les taux de cr\u00e9dit immobiliers ont encore baiss\u00e9 en France en ce mois d’octobre et continuent \u00e0 battre des records !<\/p>\n

Les taux moyens relev\u00e9s s\u2019\u00e9l\u00e8vent \u00e0 1,10 % sur 15 ans, 1,30 % sur 20 ans et 1,50 % sur 25 ans.<\/p>\n

Ils descendent m\u00eame plus bas chez certains courtiers. Chez Meilleurstaux par exemple, on note des taux \u00e0 0,58% sur 20 ans et 0,73% sur 25 ans.<\/p>\n

Chez Vousfinancer, le constat est le m\u00eame \u00ab de nouveaux records \u00e0 0,35% sur 12 ans, 0,43% sur 17 ans, 0,55% sur 20 ans et 0,85% sur 25 ans \u00bb.<\/p>\n

0,35%, 0,43%, 0,55%… Qui profite de ces excellents taux ?<\/p>\n

Car selon, l\u2019Observatoire du Cr\u00e9dit Logement\/CSA, dont l\u2019\u00e9tude mensuelle sert de r\u00e9f\u00e9rence, le taux d\u2019int\u00e9r\u00eat moyen reste au-dessus de 1% : 1,18%, en septembre, toutes dur\u00e9es confondues, 1,08% sur 20 ans ou encore 1,33% sur 25 ans.<\/p>\n

Ce sont bien \u00e9videmment les excellents dossiers qui profitent le plus de cette baisse.<\/p>\n

Vousfinancer a ainsi n\u00e9goci\u00e9 et propos\u00e9 un pr\u00eat \u00e0 0,55% sur 20 ans \u00e0 un couple de quinquag\u00e9naires, cadres sup\u00e9rieurs, disposant d\u2019un apport de 200 000 euros et gagnant \u00e0 eux deux 15 000 euros par mois.<\/p>\n

Pas monsieur et madame tout le monde… En effet, ces revenus positionnent ce couple dans les 1 \u00e0 2% des Fran\u00e7ais salari\u00e9s les mieux r\u00e9mun\u00e9r\u00e9s.<\/p>\n

Qui sont donc les \u00ab\u00a0chouchous\u00a0\u00bb des banques ? Combien gagnent-ils par mois ? Combien ont-ils d\u2019apport ?<\/p>\n

Toutes les r\u00e9ponses sont dans l’\u00e9tude Vousfinancer que vous trouverez ici<\/u><\/span><\/a>.<\/p>\n

Bon investissement !<\/p>\n

Monsieur Hugo<\/strong><\/span>,<\/p>\n

Votre assistant personnel en gestion locative<\/p>\n

Restons en conta<\/strong>ct !<\/strong><\/span><\/span><\/span><\/span><\/p>\n

Retrouvez-moi sur<\/strong>\u00a0Facebook<\/u><\/span><\/a><\/span>\u00a0<\/u><\/span><\/a><\/span><\/span>\u00a0<\/span><\/p>\n

\u00a0<\/span><\/span><\/p>\n

Je vous sugg\u00e8re aussi :<\/span><\/span><\/p>\n

>\u00a0Les nouveaut\u00e9s apport\u00e9es par la loi Alur (pdf bail \u00e0 t\u00e9l\u00e9charger)<\/u><\/span><\/a><\/span><\/span><\/span><\/span><\/p>\n

>\u00a0Mon locataire ne paie plus son loyer ! Que dois-je faire ?<\/u><\/span><\/a><\/span><\/p>\n

>\u00a0Dur\u00e9e, caution, fiscalit\u00e9… Quelles sont les diff\u00e9rences entre une location meubl\u00e9e et une location nue ?<\/u><\/span><\/a><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

Malgr\u00e9 les premi\u00e8res remont\u00e9es de taux constat\u00e9es, les taux de cr\u00e9dit immobiliers ont encore baiss\u00e9 en France en ce mois d’octobre et continuent \u00e0 battre des records ! Les taux moyens relev\u00e9s s\u2019\u00e9l\u00e8vent \u00e0 1,10 % sur 15 ans, 1,30 % sur 20 ans et 1,50 % sur 25 ans. Ils descendent m\u00eame plus bas […]<\/p>\n","protected":false},"author":1,"featured_media":352603,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"

<\/p>

Malgr\u00e9 les premi\u00e8res remont\u00e9es de taux constat\u00e9es, les taux de cr\u00e9dit immobiliers ont encore baiss\u00e9 en France en ce mois d'octobre et continuent \u00e0 battre des records !<\/p>

Les taux moyens relev\u00e9s s\u2019\u00e9l\u00e8vent \u00e0 1,10 % sur 15 ans, 1,30 % sur 20 ans et 1,50 % sur 25 ans.<\/p>

Ils descendent m\u00eame plus bas chez certains courtiers. Chez Meilleurstaux par exemple, on note des taux \u00e0 0,58% sur 20 ans et 0,73% sur 25 ans.<\/p>

Chez Vousfinancer, le constat est le m\u00eame \u00ab de nouveaux records \u00e0 0,35% sur 12 ans, 0,43% sur 17 ans, 0,55% sur 20 ans et 0,85% sur 25 ans \u00bb.<\/p>

0,35%, 0,43%, 0,55%... Qui profite de ces excellents taux ?<\/p>

Car selon, l\u2019Observatoire du Cr\u00e9dit Logement\/CSA, dont l\u2019\u00e9tude mensuelle sert de r\u00e9f\u00e9rence, le taux d\u2019int\u00e9r\u00eat moyen reste au-dessus de 1% : 1,18%, en septembre, toutes dur\u00e9es confondues, 1,08% sur 20 ans ou encore 1,33% sur 25 ans.<\/p>

Ce sont bien \u00e9videmment les excellents dossiers qui profitent le plus de cette baisse.<\/p>

Vousfinancer a ainsi n\u00e9goci\u00e9 et propos\u00e9 un pr\u00eat \u00e0 0,55% sur 20 ans \u00e0 un couple de quinquag\u00e9naires, cadres sup\u00e9rieurs, disposant d\u2019un apport de 200 000 euros et gagnant \u00e0 eux deux 15 000 euros par mois.<\/p>

Pas monsieur et madame tout le monde... En effet, ces revenus positionnent ce couple dans les 1 \u00e0 2% des Fran\u00e7ais salari\u00e9s les mieux r\u00e9mun\u00e9r\u00e9s.<\/p>

Qui sont donc les \"chouchous\" des banques ? Combien gagnent-ils par mois ? Combien ont-ils d\u2019apport ?<\/p>

Toutes les r\u00e9ponses sont dans l'\u00e9tude Vousfinancer que vous trouverez ici<\/u><\/span><\/a>.<\/p>

Bon investissement !<\/p>

Monsieur Hugo<\/strong><\/span>,<\/p>

Votre assistant personnel en gestion locative<\/p>

Restons en conta<\/strong>ct !<\/strong><\/span><\/span><\/span><\/span><\/p>

Inscrivez-vous \u00e0\u00a0ma\u00a0NEWSLETTER<\/span><\/a>\u00a0<\/span><\/span><\/span><\/span><\/strong><\/span>pour\u00a0recevoir<\/span>\u00a0les derniers documents contractuels \u00e0 jour utiles pour la\u00a0gestion locative en ligne<\/strong>\u00a0(bail, \u00e9tat des lieux, mod\u00e8les de lettres,\u00a0acte de caution<\/span>\u00a0solidaire<\/strong>...), je les mets \u00e0 jour r\u00e9guli\u00e8rement en fonction des \u00e9volutions r\u00e9glementaires.<\/span><\/span><\/span><\/span><\/span><\/span><\/p>

Retrouvez-moi sur<\/strong>\u00a0Facebook<\/u><\/span><\/a><\/span>\u00a0<\/u><\/span><\/a><\/span><\/span>\u00a0<\/span><\/p>

\u00a0<\/span><\/span><\/p>

Je vous sugg\u00e8re aussi :<\/span><\/span><\/p>

>\u00a0Les nouveaut\u00e9s apport\u00e9es par la loi Alur (pdf bail \u00e0 t\u00e9l\u00e9charger)<\/u><\/span><\/a><\/span><\/span><\/span><\/span><\/p>

>\u00a0Mon locataire ne paie plus son loyer ! Que dois-je faire ?<\/u><\/span><\/a><\/span><\/p>

>\u00a0Dur\u00e9e, caution, fiscalit\u00e9... Quelles sont les diff\u00e9rences entre une location meubl\u00e9e et une location nue ?<\/u><\/span><\/a><\/span><\/p>","_et_gb_content_width":"","footnotes":""},"categories":[46],"tags":[],"class_list":["post-351931","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-immobilier"],"acf":[],"yoast_head":"\nCr\u00e9dit immobilier : qui sont les chouchous des banques ? - Monsieur Hugo<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.monsieurhugo.com\/blog\/2019\/10\/22\/credit-immobilier-qui-sont-les\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cr\u00e9dit immobilier : qui sont les chouchous des banques ? - Monsieur Hugo\" \/>\n<meta property=\"og:description\" content=\"Malgr\u00e9 les premi\u00e8res remont\u00e9es de taux constat\u00e9es, les taux de cr\u00e9dit immobiliers ont encore baiss\u00e9 en France en ce mois d'octobre et continuent \u00e0 battre des records ! Les taux moyens relev\u00e9s s\u2019\u00e9l\u00e8vent \u00e0 1,10 % sur 15 ans, 1,30 % sur 20 ans et 1,50 % sur 25 ans. Ils descendent m\u00eame plus bas […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.monsieurhugo.com\/blog\/2019\/10\/22\/credit-immobilier-qui-sont-les\/\" \/>\n<meta property=\"og:site_name\" content=\"Monsieur Hugo\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/assistantmonsieurhugo\/\" \/>\n<meta property=\"article:published_time\" content=\"2019-10-22T07:30:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-20T14:42:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.monsieurhugo.com\/blog\/wp-content\/uploads\/2019\/10\/Cr\u00e9dit-immobilier-2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1500\" \/>\n\t<meta property=\"og:image:height\" content=\"1001\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Bruno Cantegrel\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@monsieurhugo_\" \/>\n<meta name=\"twitter:site\" content=\"@monsieurhugo_\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bruno Cantegrel\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.monsieurhugo.com\\\/blog\\\/2019\\\/10\\\/22\\\/credit-immobilier-qui-sont-les\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.monsieurhugo.com\\\/blog\\\/2019\\\/10\\\/22\\\/credit-immobilier-qui-sont-les\\\/\"},\"author\":{\"name\":\"Bruno Cantegrel\",\"@id\":\"https:\\\/\\\/www.monsieurhugo.com\\\/blog\\\/#\\\/schema\\\/person\\\/c46c67fabd9bedfa0ce7d1f4142116c3\"},\"headline\":\"Cr\u00e9dit immobilier : qui sont les chouchous des banques ?\",\"datePublished\":\"2019-10-22T07:30:00+00:00\",\"dateModified\":\"2026-01-20T14:42:50+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.monsieurhugo.com\\\/blog\\\/2019\\\/10\\\/22\\\/credit-immobilier-qui-sont-les\\\/\"},\"wordCount\":374,\"publisher\":{\"@id\":\"https:\\\/\\\/www.monsieurhugo.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.monsieurhugo.com\\\/blog\\\/2019\\\/10\\\/22\\\/credit-immobilier-qui-sont-les\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.monsieurhugo.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/10\\\/Cr\u00e9dit-immobilier-2.jpg\",\"articleSection\":[\"Cr\u00e9dit immobilier Locatif\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.monsieurhugo.com\\\/blog\\\/2019\\\/10\\\/22\\\/credit-immobilier-qui-sont-les\\\/\",\"url\":\"https:\\\/\\\/www.monsieurhugo.com\\\/blog\\\/2019\\\/10\\\/22\\\/credit-immobilier-qui-sont-les\\\/\",\"name\":\"Cr\u00e9dit immobilier : qui sont les chouchous des banques ? 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Les taux moyens relev\u00e9s s\u2019\u00e9l\u00e8vent \u00e0 1,10 % sur 15 ans, 1,30 % sur 20 ans et 1,50 % sur 25 ans. 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